US Buying Your First Home? FHA Loan Might Be Your Best Option

Low down payment, flexible requirements, and more opportunities

Buying your first home can feel overwhelming — but it doesn't have to be!
One of the most popular and accessible financing options for first-time buyers is the FHA loan.

What is an FHA Loan?

It’s a government-backed mortgage (by the Federal Housing Administration) created to help:

• First-time homebuyers
• People with limited savings for a down payment
• Buyers with less-than-perfect credit 

Key Benefits of FHA Loans

✅ Down payment as low as 3.5%
✅ More flexible credit requirements than conventional loans
✅ You can receive gift funds for your down payment
✅ Can be used on many types of residential homes, including some multi-units

Who qualifies?

• Buyers with credit scores starting at 580
• People with steady income
• U.S. citizens or legal residents

🎯 Why is it perfect for first-time buyers?

Because FHA loans help break down the barriers to homeownership.
You don’t need a huge down payment or perfect credit to qualify.
You can even live in one unit of a duplex and rent out the other — smart move!

Want to know if you qualify? Message me “FHA” and let’s check — no strings attached.